These Terms of Use govern your use of Annual Policy Review (annualpolicyreview.net and annualpolicyreview.org). The site is an informational Life Insurance Awareness Month resource and a year-round place to learn how an annual policy review works.
Informational purpose
Content on this site is information about life insurance awareness and reviewing coverage already in force. It is not a quote, an application, an underwriting decision, or personalized tax, legal, or investment advice.
No quote engine and no outcome promises
Nothing on this site is a calculator or quote engine. If you have term coverage, a better rate or a better path may exist — may, not will. Coverage decisions are made in underwriting — not by a quote engine. Carriers evaluate data, not intentions.
You agree not to treat any page, statistic, or 15-minute review conversation as a guarantee of approval, rate class, product availability, or replacement savings.
Website, not a company
Annual Policy Review is a website, not a company, DBA, or carrier. Licensed insurance representation is provided by Gregory M. Sloan, CLU®, ChFC®, Licensed Insurance Representative · NPN 2145633. Products, when any are later applied for, are issued by third-party insurance companies. Availability varies by state and underwriting.
Statistics
Population figures on this site come from the 2026 Insurance Barometer Study, LIMRA and Life Happens, and named 2026 LIMRA fact sheets. They describe a population. They do not describe your file. Life Happens and LIMRA do not endorse any company, product, or advisor — including this site and Gregory M. Sloan.
Life Insurance Awareness Month
The conversation frame “Life insurance is for real life” is used as informational awareness language. This site is not the official Life Happens or NAIFA campaign and does not display campaign logos.
Limitation
Site content is provided as-is. Gregory M. Sloan and this website are not liable for decisions made solely on the basis of general informational pages.
Contact
Gregory M. Sloan, CLU®, ChFC®, Licensed Insurance Representative.
Call 800.365.TERM (800-365-8376)
Direct/Text 754-313-6200
Email greg@insureprotector.com
3210 N University Drive, Unit 223, Coral Springs, FL 33065